Below The Radar News

Car loans. Student loans. Mortgages. Credit card debt. These are the kinds of debt that often get top billing in headlines and stories about those who have financially overextended themselves. But there’s another kind of debt that’s growing, according to the latest consumer debt study from Experian, the consumer credit reporting company, and those are […]

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Financial success can be easy with the right tools. One of our favorite tools to use is a Personal Finance Checklist. When you have a full understanding of your financial picture, it’s easier to take steps toward financial security. Creating a personal finance checklist, especially if you update and review it regularly, can greatly enhance […]

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Store Credit Card, yes or no? Spoiler alert: They often are too good to be true “Save 5% on all purchases!” “Get cash back!” “Cut your costs at the pump!” At checkout at many big box stores, supermarkets and mall shops, it’s nearly impossible to avoid hearing a pitch for the store’s credit card from […]

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Welcome to this week’s edition of the Young Adults Perspective series. In our last piece, we discussed some key things you needed to learn before working in the gig economy. As a part of that piece, we wrote about using your personal vehicle for work. We realize that, for some of you, this might not […]

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Most kids leave high school without taking any kind of course about managing their own money. According to the Council on Economic Education, just 17 states require high school students complete a personal finance course. And, when kids don’t learn about how to use credit cards or make a budget, studies show they face a […]

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Welcome to another edition of the Young Adult’s Perspective series, where we offer tips and strategies to help newly financially independent young adults manage their finances and stay debt free. In last week’s post, we covered how to set financial goals that you can accomplish in six months or less. This week, we are going […]

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Summer is prime time for movie watching. The kids are out of school, the weather is hot and there are a lot of summer blockbusters to chose from. But seeing a movie these days isn’t cheap. The average movie ticket price hit an all-time high in 2018, according to the National Association of Theatre Owners. […]

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Last week on the Young Adults Perspective series, we talked about how to get back on track financially after a major setback. This week, we will continue to talk about the financial future, but with a positive focus of financial goals in mind. One of the best ways to ensure healthy spending practices is to […]

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Committing to making a budget—and sticking to it—is a big step toward improving your financial health. But if your new efforts involve cutting expenses and being more frugal you’ll want to be sure your efforts to save aren’t costing you more money in the long run. It might seem counterintuitive that a frugal lifestyle could […]

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Welcome once again to our Young Adults Perspectives series. In our last post, we discussed the idea of creating a personal finance checklist to help get a better understanding of your financial picture. This week, we will discuss what happens when all your hard work doesn’t lead to success. Despite all the time you might […]

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