Below The Radar News

Consumers are looking for affordable monthly car payments, and for good reason. Car loan balances are at an all-time high, according to a new consumer debt study from Experian, totaling $1.27 trillion in 2018. Not only that, but the average monthly auto payment, according to the study, hit a new record in 2018. It now […]

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If the aisles of your grocery store seem just a little bit less crowded these days, here’s why: More and more people are ordering their groceries online using Grocery Delivery Services. By 2022, the Food Marketing Institute says that consumers could be spending $100 billion a year on grocery delivery services. In fact, in the […]

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Nobody wants to pay them, yet they come every month. Bills can put a real strain on a household’s finances. If you’re like many people, you may be looking for ways to lower bills. One study by doxoINSIGHTS found that in the 25 largest metro areas in the United States, the average American household pays […]

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Welcome back to the Young Adult’s Perspective series. In our last issue, we talked about first time homeownership for young adults. Today, we will be talking about pursuing higher education. At this point in the year, when college age students are preparing to go back to school for the fall semester, it may seem strange […]

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We may all be chasing the dollar every single day, but, when it comes to happiness, a growing body of research tells us that people who value time over money are happier. In one study of thousands of Americans, most said money would bring them more joy, yet, researchers found that choosing time over money […]

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So, you’ve decided that taking an affordable last minute vacation is something you can pull off this year. Maybe you found a way to scrimp and save last month to splurge on a quick weekend getaway or a family member invited you for a week at their beach rental. Whatever the reason, congratulations! Studies show […]

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Studies show that many Americans aren’t saving enough for retirement and can’t cover a relatively small emergency expense with the money they have on hand. According to the Federal Reserve, less than two-fifths of adults believe they are saving enough for retirement. And 40% of adults say that if faced with a $400 unexpected expense, […]

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People who are having financial difficulty sometimes turn to payday loans to get the cash they need. But do they understand how payday loans work? Because these loans are very costly, it’s essential to understand them and be clear about how they can affect your finances. Once you know the facts, you may find that […]

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Elder financial abuse is a growing problem, even a “burgeoning public health crisis” and “virtual epidemic,” according to some experts, as con artists scam seniors out of their savings, pensions and homes. There is no solid national estimate for just how much our elders lose each year to fraudsters, according to a 2018 report on […]

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Welcome to another edition of the Young Adult’s Perspective series, where we help newly financially independent young adults make sense of the journey that comes with being on your own. This week, we’ll be taking on one of the biggest challenges in establishing independence: purchasing your own home. Unlike previous topics, I don’t have any […]

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