Archive | Retail/Consumer

6 Tips For an Affordable Last Minute Vacation

So, you’ve decided that taking an affordable last minute vacation is something you can pull off this year. Maybe you found a way to scrimp and save last month to splurge on a quick weekend getaway or a family member invited you for a week at their beach rental. Whatever the reason, congratulations! Studies show […]

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CESI and EARN Team Up to Upgrade Debt Management

Consumer Education Services, Inc. (CESI) is pleased to announce a ground-breaking new product, Debt Management Plan (DMP) Plus. The DMP Plus will give consumers the power to enhance their economic security on two fronts: Through eliminating crippling unsecured debt while building real savings. CESI is able to offer the DMP Plus product through a unique […]

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Job Hunting? How to Answer the Dreaded Salary Question

The job search process is never an easy journey. If you’ve been job hunting, you are probably  familiar with filling out applications for a dozen roles in the hopes that an interviewer or recruiter will contact you. Most forms ask for the same information: name, phone number, email, resume, cover letter, and so forth. However, […]

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Tips For Saving on College Essentials

Tips for saving on college essentials — everything from textbooks to dorm room supplies Tallying up the cost of going to college isn’t for the faint of heart. Annual tuition and fees alone can range between $9,900 for in-state students at a four-year public institution and $34,700 at a four-year private college, according to the […]

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Budgeting for Unexpected Expenses

Planning and budgeting for the expenses that happen every month is typically simple and straightforward. But what about budgeting for Unexpected expenses? You know, the ones that creep up, seemingly without warning? Things like an accident, medical expenses or new tires for your car? We all have an idea of the amount we pay for […]

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5 Ways To Use Credit Cards Responsibly

Today there are many options when it comes to credit cards. If you have good credit, it’s simple to get approved for a card with good interest rates and a variety of perks. Used correctly, credit can help you build an even better score.  However, if you do not use credit cards responsibly, you could […]

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What You Need to Know About Cosigning

What’s the big deal about cosigning? If you’ve been asked to cosign for a friend or family member, you probably have questions. You might have heard horror stories regarding cosigning — and there are plenty out there. Cosigning is a common in the lending industry, but before you agree to cosign a loan, seriously consider […]

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Should You Hire a Credit Repair Company to Repair Your Credit?

When you are working to pay off debt and rebuil your credit, it is common to ask,“Should I hire a credit repair company to get the job done faster?” We’ve all  seen plenty of ads on TV and websites on the Internet that promise to rebuild your credit quickly. Is it possible to pay someone […]

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Earn Money with These Smartphone Apps

Let’s face it, interacting with our smartphones has nearly become a full-time job for many of us, and it’s a job that isn’t helping us earn money. Nearly all adults — 95 percent of us — own a cellphone, according to the Pew Research Center; and 77 percent of us have smartphones. And we’re all […]

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Are Bi-Monthly Mortgage Payments a Good Idea?

Most homeowners pay off their mortgage by making monthly mortgage payments. In some cases, homeowners with a bit more financial flexibility will make larger payments than required in order to pay off their loan quicker. However, you may not be aware that you can choose to pay bi-monthly mortgage payments instead of monthly. To determine […]

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Brian Sanders of i9 Sports at the 2012 IFA Conference

Brian Sanders is the president and COO of i9 Sports. He talked with us about the great things to come in 2012 for i9 Sports.