Most kids leave high school without taking any
kind of course about managing their own money. According to the Council on Economic Education, just
17 states require high school students complete a personal finance course.

And, when kids don’t learn about how to use
credit cards or make a budget, studies show they face a higher risk of having
low credit scores and developing financial issues in their adult lives.

That means, in most cases, it’s up to parents to guide them to healthy future financial lives. Adults can do that daily by modeling good choices and healthy money habits. But, thankfully, there also are many personal finance games and apps to do just that too—keeping kids engaged while they learn a little something about how to make smart money moves.

Here are seven personal finance games and apps just for kids

World
of Cents

From the National Credit Union Association, World of Cents, available through
the App Store or Google Play, is designed for kids ages 5 to 10. They’ll learn
about earning, saving and spending money and practice some basic math too. In
one game, for example, they design a playground as they earn money to add new
play pieces and to maintain what they’ve already built. Cost: Free

Savings
Spree

Savings Spree is an
award-winning app that’s designed for kids ages 7 and up and is available in
the App Store. The game, according to its website, is designed to demonstrate
how daily lifestyle choices can add up to big savings or big expenses,
depending on how you use your money. Cost: $5.99

Bankaroo

Developed by an 11-year-old, Bankaroo is a virtual bank where,
according to its website, kids can learn about money, budgeting, setting goals,
saving and being accountable for their decisions. Kids with basic reading
skills can navigate the site; most of its users are between the ages of 5 and
14. Its goal is to improve communication between children and parents and teach
kids the basics about money management. It’s available in the App Store, Google
Play and at Amazon. Cost: Free

Star
Banks Adventure

Offered by T. Rowe Price, the investment
management firm, Star Banks Adventure takes kids
ages 7 and up on an intergalactic journey as they attempt to save their galaxy
from financial chaos. They’ll solve puzzles, answer quiz questions and take
part in other personal finance-related activities. It’s available in the App
Store. Cost: Free.

Peter
Pig’s Money Counter

Developed by Visa, Peter Pig’s Money Counter
lets young kids, ages 5 to 8, learn some basic money skills, including how to
count and sort coins, make purchases within a budget and save. It’s available
for iPhones and Androids. Cost: Free

Financial
Soccer and Financial Football

For sports-loving kids, Visa has designed soccer and football-themed personal finance
games that focus on money management skills. Best for tweens and up. Cost:
Free.

Gen i
Revolution

The online game, built by the Council for
Economic Education, is intended for middle school and high school students, who
play and compete against classmates and friends. Gen
i Revolution involves 16 missions where players help
various people in financial trouble. They learn about the benefits of building
wealth over time, budgeting, credit and more. Cost: Free

Talking about money can be tricky, especially for families who may be struggling with their own finances. Giving kids the opportunity to learn about these important lessons with personal finance games and apps in a fun and engaging way can be the recipe toward launching them into a lifetime of solid financial health.

Consumer Education Services, Inc. (CESI) is a non-profit committed to empowering and inspiring consumers nationwide to make wise financial decisions and live debt free. Speak with a certified counselor for a free debt analysis today

This article was syndicated and originally appeared on the CESI Debt Solutions website.